Perbankan Syariah dan Pertumbuhan Ekonomi di Indonesia : Analisis Error Correction Model

Authors

  • Yudhistira Ardana IAIN Metro

DOI:

https://doi.org/10.30651/jms.v7i1.8514

Keywords:

Islamic Banking, Economic Growth

Abstract

The contribution of Islamic banks to Indonesia's economic growth has great potential to grow and develop. Islamic banks in Indonesia have shown a fairly good development, one of which is marked by an increase in service coverage in almost all provinces in Indonesia and the increasing number of Islamic banks in Indonesia. This study aims to examine the effect of Islamic banks on economic growth in Indonesia in the short and long term by using the error correction model (ECM). Sharia banking variables are proxied by the number of Islamic banks, the number of Islamic bank financing and assets of Islamic banks and economic growth is proxied by gross domestic product (GDP). The results show that in the short term the influence of Islamic banking on economic growth in Indonesia is 34.82% while the long term is 84.85%. In the long-term period the number of Islamic banks and assets of Islamic banks has a significant positive effect, while the amount of Islamic bank financing has a positive and insignificant effect. In the short-term period, the amount of Islamic bank financing and assets of Islamic banks has a negative insignificant effect, while the number of Islamic banks has a positive and insignificant effect.

Downloads

Published

2022-06-03

How to Cite

Ardana, Y. (2022). Perbankan Syariah dan Pertumbuhan Ekonomi di Indonesia : Analisis Error Correction Model. Jurnal Masharif Al-Syariah: Jurnal Ekonomi Dan Perbankan Syariah, 7(1), 46–61. https://doi.org/10.30651/jms.v7i1.8514

Issue

Vol. 7 No. 1 (2022)

Section

Artikel

License

The Authors submitting a manuscript do so on the understanding that if accepted for publication, copyright of the article shall be assigned to Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah and Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya as publisher of the journal.

Copyright encompasses exclusive rights to reproduce and deliver the article in all form and media, including reprints, photographs, microfilms and any other similar reproductions, as well as translations. The reproduction of any part of this journal, its storage in databases and its transmission by any form or media, such as electronic, electrostatic and mechanical copies, photocopies, recordings, magnetic media, etc., will be allowed only with a written permission from Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah and Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya.

Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya, the Editors and the Advisory Editorial Board make every effort to ensure that no wrong or misleading data, opinions or statements be published in the journal. In any way, the contents of the articles and advertisements published in the Tadarus are sole and exclusive responsibility of their respective authors and advertisers.

Rights of Authors
The Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah And Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya recognize the retention of the following:

  • Patent and trademark rights and rights to any process or procedure described in the article.
  • The right to photocopy or make single electronic copies of the article for their own personal use, including for their own classroom use, or for the personal use of colleagues, provided the copies are not offered for sale and are not distributed in a systematic way outside of their employing institution (e.g. via an e-mail list or public file server). Posting of an article on a secure network (not accessible to the public) within the author institution is permitted.
  • The right, subsequent to publication, to use the article or any part thereof free of charge in a printed compilation of works of their own, such as collected writings or lecture notes.