Analisis Manajemen Risiko PT. Jaminan Pembiayaan Askrindo Syariah
Abstract
ABSTRACT
This study aims to finds out how the risk management process is at PT Askindo syariah Financing Guarantee. This research uses a qualitative approach with a descriptive research type. The data used in this research are secondary data, namely data obtained from the results of publications that have been carried out by the company. The results of this study indicate that the company PT Guarantee Financing askrindo Syariah adopts PJOK No. 17/PJOK.03/2014 concerning the implementation of integrated risk management for financial conglomerates and PJOK No. 44/PJOK.05/2020 dated 2 September 2020 regarding the assessment of the risk level non-bank financial services institutions. The risk categories based on the PJOK above are divided into ten sections, namely : strategic risk, operational risk, guarantee risk, credit risk, market risk, liquidity risk, legal risk, compliance risk, reputation risk and intra-group risk.
Keywords : Risk, Risk Management
Full text article
Authors
The Authors submitting a manuscript do so on the understanding that if accepted for publication, copyright of the article shall be assigned to Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah and Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya as publisher of the journal.
Copyright encompasses exclusive rights to reproduce and deliver the article in all form and media, including reprints, photographs, microfilms and any other similar reproductions, as well as translations. The reproduction of any part of this journal, its storage in databases and its transmission by any form or media, such as electronic, electrostatic and mechanical copies, photocopies, recordings, magnetic media, etc., will be allowed only with a written permission from Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah and Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya.
Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya, the Editors and the Advisory Editorial Board make every effort to ensure that no wrong or misleading data, opinions or statements be published in the journal. In any way, the contents of the articles and advertisements published in the Tadarus are sole and exclusive responsibility of their respective authors and advertisers.
Rights of Authors
The Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah And Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya recognize the retention of the following:
- Patent and trademark rights and rights to any process or procedure described in the article.
- The right to photocopy or make single electronic copies of the article for their own personal use, including for their own classroom use, or for the personal use of colleagues, provided the copies are not offered for sale and are not distributed in a systematic way outside of their employing institution (e.g. via an e-mail list or public file server). Posting of an article on a secure network (not accessible to the public) within the author institution is permitted.
- The right, subsequent to publication, to use the article or any part thereof free of charge in a printed compilation of works of their own, such as collected writings or lecture notes.