Investment Decision Factors
DOI:
https://doi.org/10.30651/stb.v3i2.20953Kata Kunci:
financial literacy, personal income, financial behaviour, investment decisionAbstrak
Financial literacy is a basic principle in making decisions in financial management. Without adequate financial literacy, students will easily be exposed to fraud so that this becomes a character in financial behavior in order to make decisions, both short-term and long-term, one of which is the decision to invest. The purpose of this study was to determine the effect of financial literacy and personal income on investment decisions. Data collection was carried out by survey using a questionnaire given to 75 respondents. The results of this study indicate that financial literacy partially has no significant effect on Financial Behavior, this can be interpreted under financial literacy is a way of understanding financial materials and components while behavior is the process of implementing financial attitudes in making decisions. Financial Literacy partially has a significant effect on Investing Decisions, Personal Income partially has no significant effect on Financial Behavior, Personal Income partially has a significant effect on Investing Decisions, Financial Behavior partially has no significant effect on Investing Decisions.
Keywords: financial literacy, personal income, financial behaviour, investment decision
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