Ma'ruf Sya'ban
(1), Fatkur Huda
(2), Arin Setiyowati
(3)
(1)
Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Surabaya, Indonesia,
(2)
Islamic Banking, Faculty of Islamic Studies Universitas Muhammadiyah Surabaya, Indonesia,
(3)
Islamic Banking, Faculty of Islamic Studies Universitas Muhammadiyah Surabaya