Digital Zakat Management Analysis Under Law No. 23 of 2011 on Zakat Management

Authors

  • Aneng Maria Universitas Islam Bunga Bangsa Cirebon
  • Akmaliya Putri Universitas Islam Bunga Bangsa Cirebon
  • Natasya Dwi Aida Putri Universitas Islam Bunga Bangsa Cirebon
  • Raisya Putri Natasya Universitas Islam Bunga Bangsa Cirebon
  • Mohammad Ridwan Universitas Islam Bunga Bangsa Cirebon

DOI:

https://doi.org/10.30651/jms.v11i3.31543

Abstract

The digitalization of zakat management in Indonesia has grown rapidly alongside the increasing use of Islamic financial technology and internet access. However, Law Number 23 of 2011 as the main legal foundation has not explicitly regulated digital zakat mechanisms. This creates a gap between rapidly evolving digital practices and relatively static regulations. This study aims to analyze digital zakat management from the perspective of the law, as well as to identify areas of compliance and limitations. This research uses a literature study approach with a juridical-normative analysis. The results show that the law can implicitly serve as a foundation for digital zakat management through institutions such as BAZNAS and LAZ, but it does not regulate technical aspects such as data security, digital operational standards, and supervision systems. On the other hand, digital zakat practices through fintech, QRIS, and mobile banking have proven to be more efficient, although they still face challenges in formal legal compliance. This study proposes regulatory reform based on national data integration to create a more adaptive, fair, and sustainable zakat management system.

Keywords: digital zakat, regulation, zakat management, Islamic fintech

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Published

2026-05-24

How to Cite

Maria, A., Putri, A., Natasya Dwi Aida Putri, Raisya Putri Natasya, & Mohammad Ridwan. (2026). Digital Zakat Management Analysis Under Law No. 23 of 2011 on Zakat Management. Jurnal Masharif Al-Syariah: Jurnal Ekonomi Dan Perbankan Syariah, 11(2). https://doi.org/10.30651/jms.v11i3.31543

Issue

Vol. 11 No. 2 (2026)

Section

Artikel

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