Pengaruh Lifestyle dan Digital Payment Terhadap Perilaku Konsumsi Islam (pada Generasi Z di Kelurahan Babatan)

Authors

  • Fitria Lala Santi Universitas Islam Negeri Fatmawati Sukarno Bengkulu
  • Yosy Arisandy Universitas Islam Negeri Fatmawati Sukarno Bengkulu
  • Citra Liza Universitas Islam Negeri Fatmawati Sukarno Bengkulu

DOI:

https://doi.org/10.30651/jms.v10i4.27807

Abstract

Penelitian ini bertujuan untuk mengetahui apakah lifestyle dan digital payment berpengaruh terhadap perilaku konsumsi Islam pada Generasi Muslim Z di Kelurahan Babatan, Kecamatan Sukaraja, Kabupaten Seluma, Provinsi Bengkulu. Metode yang digunakan dalam penelitian ini adalah kuantitatif dengan pengumpulan data menggunakan kuesioner yang disebar melalui google form.  Populasi dalam penelitian ini adalah masyarakat generasi muslim Z sebanyak 642 orang, dengan sampel sebanyak 87 responden yang dipilih menggunakan rumus slovin. Teknik pengambilan sampel menggunakan purposive sampling. Analisis data dilakukan menggunakan regresi linier berganda dengan bantuan program SPSS 25. Hasil penelitian menunjukkan bahwa gaya hidup (lifestyle) berpengaruh signifikan terhadap perilaku konsumsi Islam dilihat dari hasil thitung sebesar 3,664 dan ttabel 1,988 dengan nilai signifikan 0,000 < 0,05. dan variabel digital payment juga berpengaruh signifikan terhadap perilaku konsumsi Islam, dilihat dari hasil nilai thitung sebesar 4,128 dan ttabel 1,988  thitung > ttabel dengan nilai signifikan 0,000 < 0,05. Koefisien determinasi (R²) menjelaskan bahwa besarnya pengaruh variabel lifestyle dan digital payment terhadap variabel perilaku konsumsi yaitu sebesar 0,484 (48,4%).

Downloads

Published

2025-08-16

How to Cite

Fitria Lala Santi, Yosy Arisandy, & Citra Liza. (2025). Pengaruh Lifestyle dan Digital Payment Terhadap Perilaku Konsumsi Islam (pada Generasi Z di Kelurahan Babatan). Jurnal Masharif Al-Syariah: Jurnal Ekonomi Dan Perbankan Syariah, 10(4). https://doi.org/10.30651/jms.v10i4.27807

Issue

Vol. 10 No. 4 (2025)

Section

Artikel

License

The Authors submitting a manuscript do so on the understanding that if accepted for publication, copyright of the article shall be assigned to Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah and Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya as publisher of the journal.

Copyright encompasses exclusive rights to reproduce and deliver the article in all form and media, including reprints, photographs, microfilms and any other similar reproductions, as well as translations. The reproduction of any part of this journal, its storage in databases and its transmission by any form or media, such as electronic, electrostatic and mechanical copies, photocopies, recordings, magnetic media, etc., will be allowed only with a written permission from Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah and Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya.

Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya, the Editors and the Advisory Editorial Board make every effort to ensure that no wrong or misleading data, opinions or statements be published in the journal. In any way, the contents of the articles and advertisements published in the Tadarus are sole and exclusive responsibility of their respective authors and advertisers.

Rights of Authors
The Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah And Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya recognize the retention of the following:

  • Patent and trademark rights and rights to any process or procedure described in the article.
  • The right to photocopy or make single electronic copies of the article for their own personal use, including for their own classroom use, or for the personal use of colleagues, provided the copies are not offered for sale and are not distributed in a systematic way outside of their employing institution (e.g. via an e-mail list or public file server). Posting of an article on a secure network (not accessible to the public) within the author institution is permitted.
  • The right, subsequent to publication, to use the article or any part thereof free of charge in a printed compilation of works of their own, such as collected writings or lecture notes.