Financial Market Distortions pada Bank Syariah Indonesia: Analisis Polynomial Regression terhadap Hubungan Non-Linear Inflasi dan Kualitas Pembiayaan

Authors

  • Galih Ramadhan Febrianto Universitas Islam Malang

DOI:

https://doi.org/10.30651/jms.v9i5.24994

Abstract

Penelitian ini menganalisis pengaruh inflasi dan pembiayaan terhadap Non-Performing Financing (NPF) pada Bank Syariah Indonesia (BSI) menggunakan regresi polinomial. Hasil menunjukkan bahwa inflasi memiliki hubungan non-linear signifikan terhadap NPF, di mana dampaknya menurun pada tingkat inflasi tinggi. Pembiayaan juga signifikan secara statistik, meskipun dampaknya kecil secara numerik. Temuan ini menegaskan pentingnya pengelolaan risiko inflasi dan pembiayaan dalam menjaga kualitas pembiayaan syariah. Penelitian ini menawarkan wawasan baru terkait dinamika inflasi dan kualitas pembiayaan dalam konteks perbankan syariah.

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Published

2024-12-21

How to Cite

Galih Ramadhan Febrianto. (2024). Financial Market Distortions pada Bank Syariah Indonesia: Analisis Polynomial Regression terhadap Hubungan Non-Linear Inflasi dan Kualitas Pembiayaan. Jurnal Masharif Al-Syariah: Jurnal Ekonomi Dan Perbankan Syariah, 9(5). https://doi.org/10.30651/jms.v9i5.24994

Issue

Vol. 9 No. 5 (2024)

Section

Artikel

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