Peran Minat sebagai Variabel Intervening pada Pengaruh Religiusitas, Kepercayaan dan Fitur Layanan terhadap Keputusan Penggunaan Internet Banking (Studi Nasabah Bank Jateng Syariah)

Authors

  • Wiji Rahayu Setyoningsih Universitas Islam Negeri Salatiga
  • Qi Mangku Bahjahtulloh Universitas Islam Negeri Salatiga

DOI:

https://doi.org/10.30651/jms.v8i4.21021

Abstract

Abstract

The purpose of this study is to test and analyze the influence of Religiosity, Trust and Service Features on the Decision to Use Internet Banking Bank Jateng Syariah with interest as an intervening variable. The sampling technique used in this study was random sampling involving 316 respondents. The research instrument used a questionnaire and this research was carried out quantitatively through regression analysis and path analysis. The results of the analysis show that religiosity, trust and service features have a positive and significant effect on the decision to use Bank Jateng Syariah Internet Banking. Furthermore, interest not mediation the relationship between religion, beliefs and service features on decisions to use internet banking at Bank Jateng Syariah.

 

Keywords: Religiosity, Trust, Service Features, Interests, Decisions

Downloads

Published

2023-12-10

How to Cite

Rahayu Setyoningsih, W., & Qi Mangku Bahjahtulloh. (2023). Peran Minat sebagai Variabel Intervening pada Pengaruh Religiusitas, Kepercayaan dan Fitur Layanan terhadap Keputusan Penggunaan Internet Banking (Studi Nasabah Bank Jateng Syariah). Jurnal Masharif Al-Syariah: Jurnal Ekonomi Dan Perbankan Syariah, 8(4). https://doi.org/10.30651/jms.v8i4.21021

Issue

Vol. 8 No. 4 (2023)

Section

Artikel

License

The Authors submitting a manuscript do so on the understanding that if accepted for publication, copyright of the article shall be assigned to Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah and Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya as publisher of the journal.

Copyright encompasses exclusive rights to reproduce and deliver the article in all form and media, including reprints, photographs, microfilms and any other similar reproductions, as well as translations. The reproduction of any part of this journal, its storage in databases and its transmission by any form or media, such as electronic, electrostatic and mechanical copies, photocopies, recordings, magnetic media, etc., will be allowed only with a written permission from Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah and Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya.

Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya, the Editors and the Advisory Editorial Board make every effort to ensure that no wrong or misleading data, opinions or statements be published in the journal. In any way, the contents of the articles and advertisements published in the Tadarus are sole and exclusive responsibility of their respective authors and advertisers.

Rights of Authors
The Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah And Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya recognize the retention of the following:

  • Patent and trademark rights and rights to any process or procedure described in the article.
  • The right to photocopy or make single electronic copies of the article for their own personal use, including for their own classroom use, or for the personal use of colleagues, provided the copies are not offered for sale and are not distributed in a systematic way outside of their employing institution (e.g. via an e-mail list or public file server). Posting of an article on a secure network (not accessible to the public) within the author institution is permitted.
  • The right, subsequent to publication, to use the article or any part thereof free of charge in a printed compilation of works of their own, such as collected writings or lecture notes.