Faktor-faktor yang Mempengaruhi Non-Performing Financing
DOI:
https://doi.org/10.30651/jms.v2i2.892Abstract
Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi
NPF. Penelitian ini penting dilakukan karena nantinya dapat dipakai sebagai salah
satu referensi bagi pihak bank sebagai pelaku maupun bagi pemerintah atau Bank
Indonesia sebagai pembuat atau merumuskan kebijakan tentang perbankan.
Pendekatan penelitian yang digunakan dalam penelitian ini adalah pendekatan
kuantitatif. Pendekatan ini menggunakan alat analisis yang bersifat kuantitatif
dengan menggunakan model ekonometrik yang menitikberatkan pada pengujian
hipotesis, data yang digunakan harus terukur, dan menghasilkan kesimpulan yang
dapat digeneralisasikan. Metode ekonometrik dalam penelitian ini menggunkan
metode analisis Kointegrasi.
Variabel-variabel yang digunakan dalam penelitian ini adalah variabel model
regresi yang terdiri dari variabel tergantung atau variabel tidak bebas (dependent
variable) dan variabel bebas (independent variable). Variabel-variabel tersebut
antara lain: Variabel tergantung dalam penelitian ini adalah Non-Performing
Financing (NPF) perbankan dan BPR syariah. Variabel bebas dalam penelitian ini
terdiri dari: Goss Domestic Product (GDP), Inflasi(Inf), Tingkat Suku Bunga (IR),
Total Pembiayaan (Fin), Tingkat Pengembalian (FR).
Downloads
Published
How to Cite
Issue
Section
License
The Authors submitting a manuscript do so on the understanding that if accepted for publication, copyright of the article shall be assigned to Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah and Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya as publisher of the journal.
Copyright encompasses exclusive rights to reproduce and deliver the article in all form and media, including reprints, photographs, microfilms and any other similar reproductions, as well as translations. The reproduction of any part of this journal, its storage in databases and its transmission by any form or media, such as electronic, electrostatic and mechanical copies, photocopies, recordings, magnetic media, etc., will be allowed only with a written permission from Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah and Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya.
Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya, the Editors and the Advisory Editorial Board make every effort to ensure that no wrong or misleading data, opinions or statements be published in the journal. In any way, the contents of the articles and advertisements published in the Tadarus are sole and exclusive responsibility of their respective authors and advertisers.
Rights of Authors
The Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah And Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya recognize the retention of the following:
- Patent and trademark rights and rights to any process or procedure described in the article.
- The right to photocopy or make single electronic copies of the article for their own personal use, including for their own classroom use, or for the personal use of colleagues, provided the copies are not offered for sale and are not distributed in a systematic way outside of their employing institution (e.g. via an e-mail list or public file server). Posting of an article on a secure network (not accessible to the public) within the author institution is permitted.
- The right, subsequent to publication, to use the article or any part thereof free of charge in a printed compilation of works of their own, such as collected writings or lecture notes.
