Pengaruh Capitaly Adequacy Ratio Dan Non Perfoming Finance Terhadap Profitabilitas (Studi Kasus Bank Umum Syariah Yang Terdaftar Di Ojk Tahun 2014-2019)
Abstract
Penelitian ini bertujuan untuk mengetahui pengaruh Capitaly Adequacy Ratio dan Non Perfoming Finance terhadap Return on Asset (Studi Kasus pada Bank Umum Syariah yang terdaftar di Otoritas Jasa Keuangan tahun 2014-2019). Sampel yang diambil adalah 36 Data yang diambil dari tahun 2014 – 2019 dengan data tahunan CAR, NPF dan ROA. Metode Statistik yang diambil dalam penelitian ini adalah analisis regresi berganda, Uji Asumsi Klasik, Analisis Statistik Deskriptif, Analisis Determinasi dan Pengujian Hipotesis.
Dari hasil penelitian ini diketahui bahwa secara parsial Capitaly Adequacy Ratio tidak berpengaruh terhadap Return on Asset karena karena nilai t hitung lebih kecil dari t tabel (0,096 < 2,034) nilai signifikasinya lebih besar dari 0,05 (0,096 > 0,05) sedangkan Non Perfoming Finance terhadap Return on Asset berpengaruh negatif dan signifikan karena nilai t hitung lebih kecil dari t tabel (-3.553 < 2.034) dan nilai signifikansinya lebih kecil dari 0,05 (0,001< 0,05). Dan secara simultan Capitaly Adequacy Ratio dan Non Perfoming Finance berpengaruh secara bersama – sama terhadap Return on Asset karena nilai f hitung lebih besar dari f tabel (9.341 > 3,28) dan nilai signifikasinya lebih kecil dari 0,05 (0,001 < 0,05).
Full text article
Authors
The Authors submitting a manuscript do so on the understanding that if accepted for publication, copyright of the article shall be assigned to Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah and Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya as publisher of the journal.
Copyright encompasses exclusive rights to reproduce and deliver the article in all form and media, including reprints, photographs, microfilms and any other similar reproductions, as well as translations. The reproduction of any part of this journal, its storage in databases and its transmission by any form or media, such as electronic, electrostatic and mechanical copies, photocopies, recordings, magnetic media, etc., will be allowed only with a written permission from Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah and Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya.
Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya, the Editors and the Advisory Editorial Board make every effort to ensure that no wrong or misleading data, opinions or statements be published in the journal. In any way, the contents of the articles and advertisements published in the Tadarus are sole and exclusive responsibility of their respective authors and advertisers.
Rights of Authors
The Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah And Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya recognize the retention of the following:
- Patent and trademark rights and rights to any process or procedure described in the article.
- The right to photocopy or make single electronic copies of the article for their own personal use, including for their own classroom use, or for the personal use of colleagues, provided the copies are not offered for sale and are not distributed in a systematic way outside of their employing institution (e.g. via an e-mail list or public file server). Posting of an article on a secure network (not accessible to the public) within the author institution is permitted.
- The right, subsequent to publication, to use the article or any part thereof free of charge in a printed compilation of works of their own, such as collected writings or lecture notes.