Studi Kritis Pemikiran Muhammad Yunus Tentang Grameen Bank
Abstract
Makalah ini mengkaji tentang pemikiran Muhammad Yunus tentang
Grameen Bank. Menurut Yunus, salah satu hal yang penting dalam
pengentasan kemiskinan adalah pemberdayaan langsung kepada
masyarakat, khususnya masyarakat miskin. Dan kelompok wanita,
menurut Yunus, merupakan kelompok yang bisa berpotensi untuk
diberdayakan.
Kemiskinan menurut filosofi Grameen tidak hanya disebabkan oleh
minimnya keterampilan, karena keterampilan tidak berbanding lurus
dengan kualitas hidup seseorang. Dengan kata lain keterampilan bukan
ukuran posisi sosial ekonomi seseorang. Keterampilanpun memerlukan
dana untuk menatanya. Sementara orang miskin tidak memiliki cukup
dana untuk itu. Kalaupun ada sumbangan, itu tidak menuntut pertanggung
jawaban, bahkan menciptakan ketergantungan, seperti Bantuan Langsung
Tunai yang pernah dilakukan pemerintah. Keluarnya seseorang dari
kemiskinan menuntut inisiatif dan kreatifitas.
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