Sa’diyah, Halimatus. “Analysis of the Effectiveness of Third Party Funding Sources in Lending at PT. Bank Rakyat Indonesia (BRI) Kangean Unit”. SUSTAINABLE 5, no. 1 (June 10, 2025): 140–155. Accessed October 2, 2026. https://journal.um-surabaya.ac.id/sustainable/article/view/26510.