SWANDANI, Swandani. Digital Financial Literacy, Financial Technology Payments, and MSMEs Financial Performance : Analysis Structural Equation Modeling – PLS. SUSTAINABLE, [S. l.], v. 5, n. 2, p. 265–280, 2025. DOI: 10.30651/stb.v5i2.28602. Disponível em: https://journal.um-surabaya.ac.id/sustainable/article/view/28602. Acesso em: 16 oct. 2026.