Khotimah K, Puspitasari I, Galih Prasaja M. The Impact of Fintech Payments and Financial Literacy on Student Financial Management Behaviour. BLC [Internet]. 14 Januari 2025 [dikutip 10 Oktober 2026];22(1):15-30. Tersedia pada: https://journal.um-surabaya.ac.id/balance/article/view/23795