SUKARDI, Mr. NIAT MENABUNG PADA BANK SYARIAH BAGI PENGELOLA UMKM MUSLIM KOTA YOGYAKARTA. BALANCE: Economic, Business, Management and Accounting Journal, [S. l.], v. 13, n. 01, 2016. DOI: 10.30651/blc.v13i01.1314. Disponível em: https://journal.um-surabaya.ac.id/balance/article/view/1314. Acesso em: 13 okt. 2026.