Dionesia D, Wirman W. Pengaruh Non-Performing Financing (NPF) dan Biaya Operasional terhadap Pendapatan Operasional (BOPO) terhadap Return of Asset (ROA). JMS [Internet]. 2022 Oct. 29 [cited 2024 Nov. 23];7(3). Available from: https://journal.um-surabaya.ac.id/Mas/article/view/12778