Hamdi Agustin, Irfan Salim, Permana, Muhammad Sabur Januardi, Muhammad Ryan Alrasyid, Amiruddin Siregar. Analisis Manajemen Risiko Operasional Berdasarkan Teori Tawakal. JMS [Internet]. 2026 Apr. 23 [cited 2026 Apr. 23];11(2). Available from: https://journal.um-surabaya.ac.id/Mas/article/view/29326