Nur Chalizzah, Tenny Badina, Ahmad Fathoni. Pengaruh Inklusi Keuangan, Pembiayaan Peer to Peer Lending (P2P) dan Non Performing Finance (NPF) terhadap Profitabilitas Bank Umum Syariah di Indonesia Periode 2016-2023. JMS [Internet]. 2025 Sep. 18 [cited 2026 Feb. 6];10(5). Available from: https://journal.um-surabaya.ac.id/Mas/article/view/28285