Rois, Adib Khusnul. “Analisis Pengaruh Financing to Deposit Ratio Dan Non Performing Finance Terhadap Return on Asset Bank Umum Syariah Di Indonesia”. Jurnal Masharif Al-Syariah: Jurnal Ekonomi dan Perbankan Syariah 7, no. 1 (June 3, 2022): 312–332. Accessed May 4, 2024. https://journal.um-surabaya.ac.id/Mas/article/view/9774.