Harahap, Amhar Maulana, and Junda Harahap. “Factors That Effect Individual Interest in Using E-Wallet OVO (Case Study on Students in Bandar Pasir Mandoge)”. Jurnal Masharif Al-Syariah: Jurnal Ekonomi dan Perbankan Syariah 8, no. 1 (February 19, 2023). Accessed May 3, 2024. https://journal.um-surabaya.ac.id/Mas/article/view/17606.