ABDUL GANI AMIN; SETIAWAN, Iwan. Influence of Internal and External Factors on Non-Performing Financing of Sharia People’s Financing Banks (2020–2024). Jurnal Masharif Al-Syariah: Jurnal Ekonomi dan Perbankan Syariah, [S. l.], v. 11, n. 3, 2026. DOI: 10.30651/jms.v11i4.33045. Disponível em: https://journal.um-surabaya.ac.id/Mas/article/view/33045. Acesso em: 22 oct. 2026.