NOVIKA, Aulia; BAHJATULLOH, Qi Mangku. Skema Multiakad pada Kartu Kredit Syariah. Jurnal Masharif Al-Syariah: Jurnal Ekonomi dan Perbankan Syariah, [S. l.], v. 11, n. 1, 2026. DOI: 10.30651/jms.v11i1.29934. Disponível em: https://journal.um-surabaya.ac.id/Mas/article/view/29934. Acesso em: 11 may. 2026.