NUR CHALIZZAH; TENNY BADINA; AHMAD FATHONI. Pengaruh Inklusi Keuangan, Pembiayaan Peer to Peer Lending (P2P) dan Non Performing Finance (NPF) terhadap Profitabilitas Bank Umum Syariah di Indonesia Periode 2016-2023. Jurnal Masharif Al-Syariah: Jurnal Ekonomi dan Perbankan Syariah, [S. l.], v. 10, n. 5, 2025. DOI: 10.30651/jms.v10i5.28285. Disponível em: https://journal.um-surabaya.ac.id/Mas/article/view/28285. Acesso em: 6 feb. 2026.