Transformasi Hybrid Contract Dalam Akad-Akad Komersial Di Bank Syariah
DOI:
https://doi.org/10.30651/jms.v6i1.8834Abstract
                                                        ABSTRAK
          Perbankan syariah sebagai sebuah institusi komersial , senantiasa menawarkan sebuah produk dengan akad penyertanya yang berbasis syariah. Pada awalnya, satu produk cukup satu akad. Namun pada perkembangannya, produk-produk yang ditawarkan bank syariah tidak cukup menggunakan satu akad, tetapi banyak akad dalam satu transaksi yang disebut hybrid contract. Hybrid contract dalam penerapannya bertransformasi dalam berbagai bentuk akad terapan.
         Penelitian ini merupakan penelitian kepustakaan, dengan pendekatan deskriptif kualitatif,  melalui telaah dokumen kepustakaan,  analisisnya dengan metode  induktif yakni dari lapangan tertentu yang bersifat khusus, kemudian hasil penelitian tersebut ditafsirkan sebagai kesimpulan untuk membangun suatu proposisi atau teori yang dapat digeneralisasikan secara luas. Hasil penelitian menunjukan tranformasi hybrid contract dikaitkan dengan rencana penberlakuan produk tertentu oleh lembaga perbankan syari’ah, secara umum ada tiga kemungkinan yang dapat dilakukan, yaitu: Pertama, memberlakukan sesama akad yang bersifat komersial (mu’âwadlah). Kedua, memberlakukan akad yang bersifat komersial (mu’âwadhah) dengan akad derma (tabarru’). Dan ketiga, memberlakukan sesama akad yang bersifat derma (tabarru’).
Key word: Transformasi, Hybrid Contract, Bank Syariah
Downloads
Published
How to Cite
Issue
Section
License
The Authors submitting a manuscript do so on the understanding that if accepted for publication, copyright of the article shall be assigned to Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah and Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya as publisher of the journal.
Copyright encompasses exclusive rights to reproduce and deliver the article in all form and media, including reprints, photographs, microfilms and any other similar reproductions, as well as translations. The reproduction of any part of this journal, its storage in databases and its transmission by any form or media, such as electronic, electrostatic and mechanical copies, photocopies, recordings, magnetic media, etc., will be allowed only with a written permission from Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah and Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya.
Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya, the Editors and the Advisory Editorial Board make every effort to ensure that no wrong or misleading data, opinions or statements be published in the journal. In any way, the contents of the articles and advertisements published in the Tadarus are sole and exclusive responsibility of their respective authors and advertisers.
Rights of Authors
The Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah And Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya recognize the retention of the following:
- Patent and trademark rights and rights to any process or procedure described in the article.
- The right to photocopy or make single electronic copies of the article for their own personal use, including for their own classroom use, or for the personal use of colleagues, provided the copies are not offered for sale and are not distributed in a systematic way outside of their employing institution (e.g. via an e-mail list or public file server). Posting of an article on a secure network (not accessible to the public) within the author institution is permitted.
- The right, subsequent to publication, to use the article or any part thereof free of charge in a printed compilation of works of their own, such as collected writings or lecture notes.
