Pengaruh Return on Assets, Bank Size dan Inflasi terhadap Efisiensi Bank Syariah di Indonesia dan Malaysia

Authors

  • Nur Fauziyah Universitas Islam Negeri Maulana Malik Ibrahim Malang
  • Guntur Kusuma Wardana Universitas Islam Negeri Maulana Malik Ibrahim Malang

DOI:

https://doi.org/10.30651/jms.v7i2.12286

Keywords:

ROA, Bank Size, Inflation, Efficiency, Islamic Bank

Abstract

The purpose of the study was to determine the efficiency level of Islamic Commercial Banks in Indonesia and Malaysia, as well as the effect of Return on Assets (ROA), Bank size and inflation on the efficiency of Islamic banks in Indonesia and Malaysia partially and simultaneously for the period 2012-2020 using the Data Envelopment Analysis test ( DEA) and Tobit regression. The type of this research is quantitative research with a descriptive approach. The sampling method used purposive sampling with a total sample of 5 Islamic banks in Indonesia and Malaysia. The results showed that all state-owned Islamic banks in Indonesia which included BSM, BRIS and BNIS during the study period showed efficient results, while the Khazanah Nasional Malaysia bank which included CIMB Islamic Berhad showed efficient results, and there was one Islamic bank that was still not efficient, namely Bank Muamalat Malaysia Berhad (BMM). The results of the Tobit regression test show that partially Return on Assets (ROA) has no significant effect on efficiency, while bank size and inflation have a significant effect on efficiency. Simultaneously ROA, Bank size and inflation have a significant effect on efficiency.

Author Biography

Nur Fauziyah, Universitas Islam Negeri Maulana Malik Ibrahim Malang

Fakultas Ekonomi Jurusan S1 Perbankan Syariah

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Published

2022-06-18

How to Cite

Fauziyah, N., & Wardana, G. K. (2022). Pengaruh Return on Assets, Bank Size dan Inflasi terhadap Efisiensi Bank Syariah di Indonesia dan Malaysia. Jurnal Masharif Al-Syariah: Jurnal Ekonomi Dan Perbankan Syariah, 7(2). https://doi.org/10.30651/jms.v7i2.12286

Issue

Vol. 7 No. 2 (2022)

Section

Artikel

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