Penerapan Mudharabah pada BMT sebagai Solusi Ekonomi Umat

Authors

  • Muhammad Ali Akbar Mahasiswa Pascasarjana Ekonomi Syariah IAIN Salatiga

DOI:

https://doi.org/10.30651/jms.v6i3.10590

Keywords:

Mudharabah, ekonomi syariah, BMT

Abstract

Abstract

This study discusses the application of mudharabah in BMT Syariah. The purpose of this study is to analyze the application of mudharabah in BMT Syariah. This research is the rationale for starting to build mudharabah products that can be an economic solution for the people. This study uses a descriptive exploratory qualitative approach and library research, which refers to the primary materials of the two components that are the subject of discussion, namely the study of mudharabah and Sharia BMT. Coupled with other books related to the problems studied. While the writing method used is descriptive analytic, namely by collecting actual information in detail and thoroughly from the data obtained, to be further described in accordance with the problem being studied, then analyzed directly. The result of the research is that the mudharabah product applied in BMT can be a solution to achieve a good and prosperous economy for the people. Especially in the midst of a situation when other financial institutions seem to be a difficult space for people to become economic partners.

Keywords: mudharabah, ekonomi syariah, BMT.

Abstrak

Penelitian ini membahas tentang penerapan mudharabah pada BMT Syariah. Tujuan penelitian ini adalah mengalisis penerapan mudharabah pada BMT Syariah. Penelitian ini menjadi dasar pemikiran untuk mengawali membangun produk mudharabah yang dapat menjadi solusi ekonomi umat. Penelitian ini menggunakan metode pendekatan kualitatif deskriptif eksploratif dan study kepustakaan (library research), yakni mengacu kepada bahan-bahan primer dari dua komponin yang menjadi pokok pembahasan, yaitu studi tentang mudharabah dan BMT Syariah. Ditambah pula dengan buku-buku lain yang berkaitan dengan permasalahan yang diteliti. Sedangkan metode penulisan yang digunakan adalah deskriptif analitik, yaitu dengan mengumpulkan informasi aktual secara terperinci dan menyeluruh dari data yang diperoleh, untuk selanjutnya dideskripsikan sesuai dengan masalah yang sedang diteliti, kemudian dianalisis secara langsung. Hasil penelitian adalah bahwa seharusnya produk mudharabah yang diterapkan di BMT bisa menjadi solusi untuk mencapai ekonomi umat yang baik dan sejahtera. Terlebih di tengah-tengah keadaan saat lembaga keuangan lain seolah menjadi ruang yang sulit bagi umat untuk dijadikan patner ekonomi.

Kata kunci: Mudharabah, ekonomi syariah, BMT

Downloads

Published

2021-12-06

How to Cite

Akbar, M. A. (2021). Penerapan Mudharabah pada BMT sebagai Solusi Ekonomi Umat. Jurnal Masharif Al-Syariah: Jurnal Ekonomi Dan Perbankan Syariah, 6(3), 876–885. https://doi.org/10.30651/jms.v6i3.10590

Issue

Vol. 6 No. 3 (2021)

Section

Artikel

License

The Authors submitting a manuscript do so on the understanding that if accepted for publication, copyright of the article shall be assigned to Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah and Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya as publisher of the journal.

Copyright encompasses exclusive rights to reproduce and deliver the article in all form and media, including reprints, photographs, microfilms and any other similar reproductions, as well as translations. The reproduction of any part of this journal, its storage in databases and its transmission by any form or media, such as electronic, electrostatic and mechanical copies, photocopies, recordings, magnetic media, etc., will be allowed only with a written permission from Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah and Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya.

Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya, the Editors and the Advisory Editorial Board make every effort to ensure that no wrong or misleading data, opinions or statements be published in the journal. In any way, the contents of the articles and advertisements published in the Tadarus are sole and exclusive responsibility of their respective authors and advertisers.

Rights of Authors
The Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah And Faculty Of Islamic Religiuos Universitas Muhammadiyah Surabaya recognize the retention of the following:

  • Patent and trademark rights and rights to any process or procedure described in the article.
  • The right to photocopy or make single electronic copies of the article for their own personal use, including for their own classroom use, or for the personal use of colleagues, provided the copies are not offered for sale and are not distributed in a systematic way outside of their employing institution (e.g. via an e-mail list or public file server). Posting of an article on a secure network (not accessible to the public) within the author institution is permitted.
  • The right, subsequent to publication, to use the article or any part thereof free of charge in a printed compilation of works of their own, such as collected writings or lecture notes.