SUWANTRI, Kristiana; ROOSMAWARNI, Anita; MAHARDHIKA, Budi Wahyu; FATIHUDIN, Didin. The Effect of Non-Performing Loans (NPLs), Return On Equity (ROE) and Capital Adequacy Ratio (CAR) on the Profit Growth of State-Owned Banks 2014-2023 . International Conference on Economics, Management, Business, and Accounting, [S. l.], v. 2, n. 1, p. page 140–146, 2025. DOI: 10.30651/iconemba.v2i1.30489. Disponível em: https://journal.um-surabaya.ac.id/Iconemba/article/view/30489. Acesso em: 29 jan. 2026.