Analisis Penerapan Metode RGEC Guna Menilai Tingkat Kesehatan Perbankan Syariah Tahun 2015-2017 (Studi Kasus Pada PT. Bank Central Asia Syariah)

Penulis

  • Ratna Kurnia Sari Fakultas Teknologi Informasi, Universitas Bina Sarana Informatika Tegal
  • Husni Mubarok Fakultas Teknologi Informasi, Universitas Bina Sarana Informatika Tegal

DOI:

https://doi.org/10.30651/blc.v17i1.4193

Abstrak

In the economic system, banking has an important role in, supporting the economic progress of a country. In Indonesia alone, banking is known to be of two types, namely conventional banks and Islamic banks. Conventional banks usually refer to the interest system, which is most likely to be affected by the crisis. Whereas Islamic banks refer more to the profit sharing system and approach the community and reduce the risk or monetary fluctuation. The purpose of this study was to look at the health level of PT. Bank Central Asia Syariah using the RGEC method which includes risk profile, good corporate governance, earning and capital for 3 years. The result of the study in general showed that the health level of PT. Bank Central Asia Syariah in term of RGEC in 2015-2016 is in the position of composite rank 3 in a fairly healthy condition. Whereas in 2017 it was in the position of composite rank 2 in a healthy state. And to maintain public trust as the owner of the funds, stakeholders, and the government as supervisors, PT. Bank Central Asia Syariah is expected to be able to improve the ability of assets, capital management, and operational income, so that the quality of bank profits can be maintained and even improved.

 

Keywords                   : Analysis, PT. Bank Central Asia Syariah, RGEC Method

Referensi

Bank Indonesia, 2011, Peraturan Bank Indonesia Nomor 13/1/PBI/2011 tentang Penilaian Tingkat Kesehatan Bank Umum, Jakarta, Bank Indonesia

Bank Indonesia, 2011, Surat Edaran Nomor 13/24/DPNP tanggal 25 Oktober 2011 tentang Penilaian Tingkat Kesehatan Bank Umum, Jakarta, Bank Indonesia

Dwi, Suwiknyo, 2016, Analisis Laporan Keuangan Perbankan Syariah, Pustaka Pelajar, Yogyakarta

Hasan, Muhammad Iqbal, 2016, Analisis Tingkat Kesehatan Bank dengan Metode RGEC pada PT. Bank Syariah Bukopin 2013-2015, Skripsi Perbankan Syariah STAIN Curup

Jumingan, 2011, Analisis Laporan Keuangan, PT. Bumi Aksara, Jakarta

Kasmir, 2008, Analisis Laporan Keuangan, Edisi Pertama, Cetakan Pertama, Penerbit : Rajawali Pers, Jakarta

Laporan Keuangan PT. Bank Central Asia Syariah, www.bcasyariah.co.id

Undang-Undang Republik Indonesia Nomor 10 Tahun 1998 Tentang Perbankan, diakses dari www.bphn.go.id

V.Winata Sujarweni, 2017, Analisis Laporan Keuangan, Pustaka Baru Press, Yogyakarta

Unduhan

Terbitan

Bagian

Artikel