Pengaruh Inflasi, Bi 7 Day Repo Rate Dan Nilai Tukar Terhadap Margin Pembiayaan Murabahah Perbankan Syariah

Ekawati Ramadhani, Guntur Kusuma Wardana

Abstract

Abstract

The purpose of this study was to determine the effect of inflation, the BI 7 Day Repo Rate, and the exchange rate on the murabahah financing margin partially and simultaneously for Islamic banking in Indonesia for the 2016-2020 period. The method used is quantitative research with a descriptive approach. The sampling technique used purposive sampling with a total sample of 2 research samples. The results show that partially the inflation and exchange rate variables have a significant negative effect on the murabahah financing margin, while the BI 7 day repo rate variable has no effect on the murabahah financing margin in Islamic banking in Indonesia. Simultaneously, the results of the research show that inflation variables, BI 7 Day Repo Rate, and exchange rates have a significant effect on the margin of murabahah financing.

Keywords: Inflation, BI 7 Day Repo Rate, Exchange Rate, Murabahah Financing Margin

Abstrak

Tujuan penelitian ini untuk mengetahui pengaruh inflasi, BI 7 Day Repo Rate, dan nilai tukar terhadap margin pembiayaan murabahah secara parsial dan simultan perbankan syariah di Indonesia periode 2016-2020. Adapun metode yang digunakan adalah penelitian kuantitatif dengan pendekatan deskriptif. Teknik pengambilan sampel menggunakan purposive sampling dengan jumlah sampel sebanyak 2 sampel penelitian. Hasil penelitian menunjukkan bahwa secara parsial variabel inflasi dan nilai tukar berpengaruh signifikan negatif terhadap margin pembiayaan murabahah, sedangkan variabel BI 7 day repo rate tidak berpengaruh terhadap margin pembiayaan murabahah di perbankan syariah di Indonesia. Adapun hasil penelitian secara simultan, variabel inflasi, BI 7 Day Repo Rate, dan nilai tukar berpengaruh signifikan terhadap margin pembiayaan murabahah.

Kata kunci: Inflasi, BI 7 Day Repo Rate, Nilai Tukar, Margin Pembiayaan Murabahah

Keywords

Inflasi, BI 7 Day Repo Rate, Nilai Tukar, Margin Pembiayaan Murabahah

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DOI: http://dx.doi.org/10.30651/jms.v6i3.9755

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